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Q: Para san ang Alertpay and Paypal?


A: Dito ka babayaran ng mga sites na sasalihan mo. Isipin mo na parang online bank mo ito.

Q: I don't have a bank account or a credit card. Can I still join the online job?


A: Yes. You don't need a bank account or a credit card to join. What's important is you have an alertpay and paypal account because the PTC (paid to click) sites will pay you there. As long as you have an alertpay/paypal account, you can start your online job. However, it is recommended that you have a bank account for your convenience. We recommend opening an eon visa debit card at unionbank. Go to your nearest unionbank branch and apply for a card. No minimum deposit so its not a hassle.

Q: What type of account do I need to choose in Alertpay and Paypal?


A: You can choose "personal starter" in alertpay and "personal" in paypal.

Q: I started clicking in the PTC (paid to click) site but I don't see my earnings in my alertpay or paypal account?


A: You will not see your earnings in alertpay or paypal automatically but you will see it in your account or stats page in the PTC site you joined. You need to reach minimum cashout first. For example in neobux, the minimum cashout is $2. Once you reach the minimum cashout, request for payment in neobux by clicking the "payment" button (the process is similar in other PTC sites, go to your account/stats page and beside your earnings you will see a "cashout" link that you can click when you reach minimum cashout). After you complete your request for payment to be sent, you can now check in your alertpay or paypal account that your earnings are already there. Take note that the processing for payment is different for every PTC site. For neobux, you will see your payment in alertpay/paypal instantly. For other sites, within 24 hours to 5 business days, and some within 30 days.

Q: What is my alertpay and paypal address?


A: Your alertpay and paypal address is simply your email address when you registered in alertpay/paypal.


Q: How can I withdraw my Alertpay Funds in the Philippines?

A: How do I withdraw my alertpay funds here in the Philippines? This is the questions most newbies ask when they start their money making venture online. Never fear and don't worry. The answer is here.

Option 1: Mailed Check. Go to your alertpay account and request to withdraw your funds through check. You will have to wait 3-4 weeks to arrive in your address. Once you've got your check, you can encash your check in your nearest money changers accepting international dollar checks. You can also deposit your check in your bank account. It doesn't matter if you have a dollar or peso account. Unionbank, Metrobank, Landbank, BDO, RCBC, and PNB are some of the banks that accept international checks. If your bank is not on this list, inquire in your bank to be sure. If they are not accepting international checks, open a bank account in one of these banks.

Option 2: Alertpay to Paypal. Invest your alertpay funds in your trusted get paid to sites that pays through paypal. Once you get your investment back with interest, cash it out to your paypal account. Withdraw your paypal funds through Unionbank Eon Visa Electron Card. Processing will take about 5-7 days. Withdraw your cash in any ATMs. If you do not have a Unionbank Eon Visa Electron Card, apply for one in your nearest Unionbank branch. You will only need P350 to apply for the card. For more info, there is a Question & Answer Below.

Option 3: Fund Transfer. This option is not available yet but if you don't need to withdraw your funds, just save it there and wait until this feature becomes available. It shouldn't be long.


Q: Pano ko makukuha ang Alertpay Funds ko?
A: Many are inquiring on how to transfer their alertpay funds to their local bank accounts. If you are not aware, alertpay is like paypal and becoming more popular because most get paid to sites pay thru this kind of payment processor. Anyway, here is a simple step by step guide on how to transfer your alertpay funds to your local bank and withdraw it at any ATMs.

First, you need to have a verified alertpay account. If you're alertpay account is not yet verified, have it verified by following the verification process in alertpay. If you have a verified alertpay account, read on...

1. Go to or PGX for short. This is where you will exchange your alertpay funds to pesos in your local bank account. Check their announcement first and see their daily sell limit. Usually its at $500. Meaning you cannot sell more than $500. Registration is optional.

2. Click the "SELL" tab page to get you started with the exchange process. Leave this window open. Take note of the banks accepted are as follows:

  • Banco de Oro
  • Chinabank
  • Metrobank
  • Smart Money
  • Unionbank

3. Open another window and go to your alertpay account. In your alertpay account click on "SEND MONEY". Fill up the form with the following information:
  • To: coconana1@yahoo.com (the owner of PGX, you will send your alertpay funds to him)
  • Amount: X.XX (the amount you want exchanged to pesos in your local bank)
  • Purchase type: Other
  • Note: send payment in my Eon Visa Unionbank account#: XXXXX (notes are optional)

4. Click on "NEXT". Confirm. Then Complete the Send Money Process in your alertpay account. Take note of the REFERENCE NUMBER.

5. Go back in the SELL page in . Now fill up the form there.

E-currency account details:
  • Sell Amount: $X.XX ( the amount of dollars you want exchanged it pesos. This should be the same amount as what you placed in step #3.)
  • Your e-currency account name: (your alertpay account name)
  • Your e-currency account #: (we don't have an alertpay account# so put your alertpay account name here as well)
  • Batch Number: (the reference number in step #4)
  • Currency Sold: (choose alertpay in the dropdown menu)
  • Order Currency: (default is peso so you don't need to change this)

Bank Details:
Customer Account name: Juan Cruz (needs to be your exact bank account name)
Customer Account number: XXXXXXXXX (no hyphens/dashes needed)
Bank Name: (Choose in the dropdown menu)
Bank Branch: Alabang, Muntinlupa (your exact bank branch address)

Personal Details: (this should be self explanatory. I don't need to go in detail on this one)

Copy the verification code.
Check the box on agree with terms of service.
Click on submit order.

6. You will receive an email confirmation regarding your exchange from PGX. Wait for your money in your bank within 5 business days.


Q: Kelangan ba meron akong alertpay at paypal? Pwedeng isa lang?


A: Pwede. Pero mas preferred if you have both kasi some sites pay thru alertpay and some naman pay thru paypal.

Q: Wala akong credit card to verify my alertpay and paypal account?


A: You don't need a credit card to have your alertpay and paypal verified. Its optional pero better to have it verified so that the sites will know that you are a legit person. Sa alertpay, you just need proof of billing and ID to have it verified. Sa paypal naman, you can use an ATM card with a visa or mastercard logo like eon visa debit card to have it verified.


Q: Do you have a List of Philippine Bank Codes for Paypal, Alertpay, and Other Online Payment Processors?


A: Allied Bank 010320013
Asia United Bank (AUB) 011020011
Australia New Zealand (ANZ) 010700015
Banco de Oro (BDO) 010530667
Bangko Sentral ng Pilipinas (BSP) 010030015
Bank of China 011140014
Bank of Commerce 010440016
Bank of the Philippine Islands (BPI) 010040018
Bank of Tokyo 010460012
China Bank 010100013
Chinatrust 010690015
Citibank N.A. 010070017
Development Bank of the Philippines (DBP) 010590018
Deutsche Bank 010650013
East West Bank 010620014
Equitable PCI Bank (EPCIB) 010530667
Export and Industry Bank (Exportbank) 010860010
Fuji Bank 010640010
Hong Kong and Shanghai Bank (HSBC) 010060014
International Commercial Bank of China 010560019
International Exchange Bank (iBank) 010680012
JP Morgan Chase Bank 010720011
Korea Exchange Bank 010710018
International Nederland Bank 010660016
Land Bank of the Philippines (Landbank) 010350025
Maybank of the Philippines 010220016
Metropolitan Bank and Trust Co. (Metrobank) 010269996
Philippine Bank of Communication (PBCom) 010110016
Philippine Trust Company (Philtrust Bank) 010090039
Philippine NATIONAL BANK (PNB) 010080010
Prudential Bank 010150018
Philippine Veterans Bank 010330016
Rizal Commercial Banking Corporation (RCBC) 010280014
Security Bank and Trust Company (Security Bank) 010140015
Standard Chartered Bank (SCB) 010050011
United Coconut Planters Bank (UCPB) 010299995
Union Bank of the Philippines (Unionbank) 010419995
United Overseas Bank (UOB) 010270189


Q: How to have a verified Paypal in the Philippines using UnionBank's EON Visa Debit Credit Card?


A: Follow my steps and have it verified without failed in less than a month! Works 100% of the time.


Verify Paypal Philippines using Unionbank EON Visa Debit Credit Card


Hi folks, do you live in the Philippines, with Philippines now a Paypal country, the perks of eBay merchandising, selling and buying; the freelance works done from outsourcing can all be paid and used through Paypal.


Paypal is an online cash system widely accepted all through out the internet since way back early in the 90's. Paypal Philippines is just a couple of years old, and with Western Transfer Union's crazy fees and the non participation of Philippine Banks to Money transfer from banks around across the world, Paypal has become an ideal monetary exchange program for Filipinos all through out the Archipelago.


Q: Why the need to be a Verified Paypal User?


A: You cannot withdraw the money in your Paypal account unless you become a verified user. You will have limits in your accounts, like the amount that you can transfer is limited to only a few couple of hundreds of dollars, and the amount you can received is just a few thousand. Worst you can't take your Paypal funds and have them in your bank account even though you have clearly state in the interface in the website correct amounts and bank details. In short, just get verified and you will see the big greens ahead.


Q: How did I become verified?


A:Simple steps are listed below:


First you're going to need a Credit Card. I have 4 Credit cards, but none I used for online transactions. Why? I have been a victim of hacking on my MasterCard before so I decided to use debit Visa cards instead after that incident.

The best way to get a debit credit card is through banks that offers them. BPI offers MasterCard's debit cards through Express Cash banking systems, but the one I liked most is non other than UnionBanks EON Visa Card. Because it's a Visa Credit Card but with the debit twist.


You have to go to a UnionBank branch near you or the place you work to apply for one.


Requirements are 2 valid ID's, one is premium or government supplied and the other as supplementary or Company supplied. Bring in a whooping $125.00 [it's peso btw lol] as a transaction fee of some sorts. Then after 2-3 weeks get back at the bank and get your VISA debit Credit Card. But be ready with another whooping $350.00 [again change the amount to peso lol] for the annual fee, and plug in a good 500 peso bill in the counter to have the card some transaction history. This is important. Don't skip the steps above.


After 2-3 days go to your UnionBank's ATM machine and check your savings balance. If you see your 500 pesoses in there then all is good, go to a nearby church and thank God.


EON Cyber Account application is a Must


Then after a few hours or even minutes or yes even seconds go online and apply for UnionBank's EON online banking, you won't miss it, I don't want to give live links so use Google and search "unionbank Philippines" or something like that and register. Then you have to wait 1-3 weeks depending on the mood of the data entry guy till your EON online banking gets approved.


Now go and log in to your Paypal account, click on the lift the limits tab and add the EON Visa Credit card. If you are able to Log in now to the EON online Banking, eBanking or Cyber account thingamajig then in less than 48 hours you can get the EXPUSE number needed to have for your Paypal to have it's limits waived off.


The EXPUSE is next to the transaction thing with the word PAYPAL written all over.


And there you have it, Paypal will deduct at least a 100+ pesos in your EON Visa Card and will gladly pay you back the $1.95 [this time its USD] through Paypals credits.


I reckon you will try and apply for a premium Paypal membership to get the ball rolling and have all the limits erase for you to withdraw the money in your account to your EON Credit Card. Paypal will take 3 days for the money to clear and have transaction completed and your UnionBank system will eat up 3-5 days to have the money showing in your EON Card Account. After which you can swipe and buy stuff with your VISA Card or if not withdraw the money in an ATM and enjoy life to the fullest. LOL


Over all time frame till SHOW ME THE MONEY. This is a rough estimate to erase all your high hopes NOYPI style.


14-28 days, 2-3 Weeks = EON Debit Visa Credit Card Application
2-3 days = EON Debit Visa Credit Card test transaction e.g. ATM money check account balance etc.
7-28 days, 1-3 Weeks = EON Debit Visa Credit Card Cyber Account or eBanking application and approval
1-3 days = EON Debit Visa Credit Card added to Paypal and to have Paypal send you the EXPUSE number
1-2 days = EON Debit Visa Credit Card Cyber Account or eBanking online shows the EXPUSE number
1-2 days = EON Debit Visa Credit Card Cyber added to Paypal with Expuse number and become Verified
7-14 days 1-2 Weeks= Withdrawing and Clearing of money to your EON Debit Visa Credit Card from Paypal
TOTAL = roughly 4-8 Weeks till you get your online money to be going straight to the real world. Not bad eh? That's life live with it.


Oh before I forget after you have done a couple of transaction, withdrawing, receiving and adding money to Paypal and EON, the next clearing period becomes 24 hours to 2 days combined, guess having trust works in online automated systems too. Cache or Caching!


Q: I have more questions?
A: Email me at dangerbenj2004@yahoo.com

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Username : dangerbenj
Name : Benjie C. Mindanao
Membership : Regular
Member Since : January 22, 2009
Last Login : November 24, 2009 12:42AM
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